Tips to cut your Spending

Frugal Friday - How to cut that budget!

Fact 1:  We all have to eat. 

Fact 2:  We all would like to spend less at the supermarket.

Fact 3: We are all busy and running about like headless chickens most of the time!

So here is a reminder of some of my tips for cutting the budget further.

• A bargain is not a bargain if you did not want or need it in the first place.
• Do not get dragged into 3 for 2 offers , without checking other prices first.
• Drop a brand on your everyday products .
• Buy in bulk ( unbranded goods can be really good quality and value. eg £5 for a 3kg bag of rice)
• Check out prices at your butchers for meat - they are often cheaper than supermarkets. ( Tesco supermarket butcher is also cheaper than the pre packet items. e.g free range chicken for £5)
• Write a menu plan and a list - stick to it.
• Batch bake meals. This means you have meals in the freezer and you don't need to shop as often.
• Shop online. You are less likely to impulse buy.
• Don't shop when you are hungry.
• Try a cheaper supermarket e.g. Lidl or Aldi. Shop for a month if you have to drive further.
• Stockpile products you usually buy when they are on a good deal.
• Make your own bread, pizza bases, rolls etc
• Check online sites for coupons and vouchers everytime you shop.
• Organise yourself - this saves panic buying last minute.

One of the things I have learnt about trying to be careful about how I spend is the last point in this list. I have to be organised. It is so easy to spend more if you don't plan and organise your spending and your time. I wrote a post on my daily organisation yesterday and have a few posts coming up explaining some other aspects of the way I get organised over the next few weeks.

On another note, a lovely reader did point out to me very sweetly this week that sometimes it is easy in our quest to save money on our shopping to forget those things that are important to us. Sometimes holding fast to our principals does mean spending a bit more occasionally and there are times when this is definitely worth doing. It is not all about the pennies! 

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